Build the Financial Mindset, Before the Struggle Begins!
Today, nearly one in four U.S. households live paycheck to paycheck. Most didn’t plan to struggle; they were never taught how money really works early enough.
Ten Cents of Hope helps teens build smart financial habits early, so we can break the paycheck-to-paycheck cycle within one generation.
We are a group of high school students who believe financial literacy and the right mindset should start before adulthood.
Our Mission
Ten Cents of Hope is a youth-led nonprofit dedicated to empowering teens with the financial knowledge, habits, and tools they need to break the paycheck-to-paycheck cycle, so financial instability doesn’t get passed down to the next generation.
This mission is personal; it started with our own founder's experience learning how money works at a young age.
Education as empowerment: knowledge creates choice
Practical tools over theory: real skills for real life
Habits over one-time lessons: change sticks through repetition
Community and mentorship: learning is stronger together
Our Values
Reach Out to Us
We'd love to hear from you! Whether you have questions, feedback, or want to get involved, feel free to reach out.
